Showing posts with label GK. Show all posts
Showing posts with label GK. Show all posts

Tuesday, 2 December 2014

Interesting Facts About ATMs Around the World

Interesting Facts About ATMs Around the World

A few lesser-known uses for ATMs.
  • In India, you can make devotional contributions or religious donations through ATMs that large banks have installed in many temples. "People want to start their business with good graces" and one way of doing that faster and more conveniently is by using ATMs to offer such donations, notes Bob Tramontano, vice president, marketing, financial line of business at NCR.
  • In Singapore, you can apply for an IPO at an ATM.
  • In Romania, 84% of the populace don't have bank accounts. Citi has installed ATMs that let people pay their bills by depositing cash at the ATMs; merchants pay a fee for the service.
  • In Brazil, some ATMs use palm and wrist vein biometrics to identify users.
  • In Qatar, the nation's largest wireless service provider uses drive-up ATMs for customer bill pay. The machines do not do withdrawals, they are designed only to accept cash and checks for customers to pay their mobile phone bill.
  • There are several highly contested claims as to who originally invented the Automatic Teller Machine.
  • One version is that the ATM machine was invented by Luther George Simijan, a US inventor with many patents, back in 1939. The mechanical (not electronic) cash-dispensing machine was opened by the City Bank of New York.
  • However, Simijan, the inventor, soon remarked, “The only people using the machines were a small number of prostitutes and gamblers who didn’t want to deal with tellers face to face.” It was removed 6 months later for lack of customer approval.
  • John Shepher-Barron, a Scottish inventor, reportedly was in the bathtub when he had his “eureka!” moment, coming up with the idea of a vending machine that dispenses money, not chocolate bars. He pitched the idea to the British bank Barclays and they adopted it by 1967. The machine used PIN codes but not magnetic stripes – it relied on a radioactive isotope carbon to initiate a withdrawal!
  • The first automated, electronic banking machine was introduced by Donald Wetzel, a former pro baseball player. Wetzel’s ATM was installed in 1969 by Chemical Bank in Rockville Center, New York. It was the first machine to read and use the magnetic stripe on plastic bankcards.
  • The use of ATMs really started to take hold around 1973, when 2,000 machines were sold and installed in the United States. The original price tag was $145,000!
  • These days, an ATM machine costs less than $3,000!
  • ATMs became ubiquitously accepted in 1977, when the chairman of Citibank took a huge gamble and spent $100 million to install the machines all over New York City. The following January, a huge blizzard hit the city, closing roads and banks, but the ATM machines were still open and use increased by 20%. After the blizzard, Citibank introduced its “Citi never sleeps,” campaign that depicted a customer plodding through the snow to get to an ATM, and they quickly grew to household acceptance. 
  • When ATMs first gained widespread popularity, it was predicted the number of bank tellers would decline. In fact, in 1985 there were 484,000 tellers in the U.S. and today there are about 550,000.
  • The U.S. has more ATMs than any other nation, but the number declined. We maxed out around 2005 with 396,000 machines but by 2007, there were only around 360,000.
  • Now, it’s estimated there are approximately 371,000 ATMs in the United States.
  • There’s a new ATM installed somewhere every five minutes.
  • It’s not just big banks but ISO’s – Independent Sales Organizations – that are adding new ATMs. In fact, ISO’s represent about 60% in the marketplace today!
  • It’s estimated there are around 2 million ATMs around the globe.
  • There are even two ATMs in Antarctica!
  • Japan has the most ATMs per capita. After that it’s Spain, South Korea, the United States, and Canada.
  • ATMs have different names in different countries. In Australia and Canada they’re called “bank machines, “or “money machines,” in New Zealand they’re called “Cash Points,” “Hole-in-the-walls,” in the United Kingdom, and “Bancomats,” in Europe.
  • It took China until 1987 to catch on and install their first ATM.
  • 60% of Americans ages 35-34 and 51% of Americans 25-49 use an ATM at least 8 times per month.
  • Customers who use ATM machines spend an average of 20-25% more than customers who don’t use them. (Why is that?)
  • ATM’s are most popular on Fridays.
  • On average, ATM customers use it about once a week.
  • A bank’s ATM averages 7,000 transactions per month.
  • 78% of the transactions on those machines are withdrawals. 
  • ATM usage is actually declining slightly for two reasons: 1) The popularity of increased online banking and, 2) People use cash less as debit and credit cards are accepted everywhere nowadays.
  • The average ATM withdrawal is $60.
  • When retail locations have ATMs that dispense $20 bills, their sales rise by 8%. When they dispense $10 bills, they rise by 14%.
  • When bars and nightclubs have ATM machines, they retain up to 80% of the money dispensed!
  • Cash retention by retailers ranges from 30-40%.
  • Most ATM machines hold around $20,000 in cash at any given time, but in high-traffic areas (casinos, airports, etc.) they can hold as much as $100,000!
  • Before 1988, there were no surcharges for using ATMs. Valley Bank of Nevada, operating in Las Vegas casinos, first started charging customers who did not belong to their bank.
  • From 1988 until 1996, foreign ATM fees averaged about $1.01 USD.
  • As banks and third parties realized the profits they could make they started raising ATM fees. By 2003, they averaged $2 and now they can be as high as $6. This is not based on an increased expense or cost of doing business – it’s pure profit.
  • Banks are required by law to disclose their surcharges and fees at the point of transaction. However, this could be on the screen or even a sticker on the ATM. But that won’t disclose if your bank has a foreign “ATM network fee,” which may add to the transaction cost.
  • If all of those fees weren’t enough, some banks are starting to charge a “Denial Fee,” if your transaction is denied because of insufficient funds or you exceed your daily limit.
  • In response to the barrage of ATM fees, some independent and online banks, such as USAA, Capital One, and Ally, do not charge ATM surcharges when you use another bank.
  • A good way to avoid ATM fees is to make a cash back purchase at a retail store when you’re buying something – most retailers allow this now up to a certain dollar limit.
  • In 1996, an Englishman named Andrew Stone was convicted of stealing more than one million dollars (US equivalent) by aiming a high-definition video camera at an ATM from down the street. He recorded names, pin numbers, etc. and used those to create his own clone cards and withdraw up to $10,000 an hour!
  • The first fake ATM was installed at the Buckland Mall in Manchester, Connecticut in 1993. A local gang called the Buckland Boys modified an out-of-service ATM, allowing them to steal customers’ financial data and rack up over $100,000 before being caught.
  • Over the next three years, almost all of the ATMs in existence will be replaced by models with updated technology. They’ll have a favorite withdrawal button, communication in 6 foreign languages, and have expanded security hardware and software protocols to protect against skimming.
  • About 30% of ATMs are equipped to serve people with visual impairments. By 2015, they all will.
  • New ATM technology includes biometric functions that allow customers to be identified by their fingerprints, eyes, face, or voice!
  • Expect modern ATM’s to sell a lot more than just banking services – they’re expected to dispense everything from financial products to movie tickets to flight reservations!
  • Virtual currency services like PayPal and BitCoin are looking to change the game and push innovation when it comes to financial transactions.

Saturday, 22 November 2014

Basic Banking Terms - A Glance


Basic Banking Terms

1) RBI – The Reserve Bank of India is the apex bank of the country, which was constituted under the RBI Act, 1934 to regulate the other banks, issue of bank notes and maintenance of reserves with a view to securing the monetary stability in India.

2) Demand Deposit – A Demand deposit is the one which can be withdrawn at any time, without any notice or penalty; e.g. money deposited in a checking account or savings account in a bank.

3) Time Deposit – Time deposit is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for another term.

4) Fixed Deposits – FDs are the deposits that are repayable on fixed maturity date along with the principal and agreed interest rate for the period. Banks pay higher interest rates on FDs than the savings bank account.

5) Recurring Deposits – These are also called cumulative deposits and in recurring deposit accounts, a certain amounts of savings are required to be compulsorily deposited at specific intervals for a specified period.

6) Savings Account – Savings account is an account generally maintained by retail customers that deposit money (i.e. their savings) and can withdraw them whenever they need. Funds in these accounts are subjected to low rates of interest.

7) Current Accounts – These accounts are maintained by the corporate clients that may be operated any number of times in a day. There is a maintenance charge for the current accounts for which the holders enjoy facilities of easy handling, overdraft facility etc.

8) FCNR Accounts – Foreign Currency Non-Resident accounts are the ones that are maintained by the NRIs in foreign currencies like USD, DM, and GBP etc. The account is a term deposit with interest rates linked to the international rates of interest of the respective currencies.

9) NRE Accounts – Non-Resident External accounts are the ones in which NRIs remit money in any permitted foreign currency and the remittance is converted to Indian rupees for credit to NRE accounts. The accounts can be in the form of current, saving, FDs, recurring deposits. The interest rates and other terms of these accounts are as per the RBI directives.

10) Cheque Book - A small, bound booklet of cheques. A cheque is a piece of paper produced by your bank with your account number, sort-code and cheque number printed on it. The account number distinguishes your account from other accounts; the sort-code is your bank's special code which distinguishes it from any other bank.

11) Cheque Clearing - This is the process of getting the money from the cheque-writer's account into the cheque receiver's account.

12) Clearing Bank - This is a bank that can clear funds between banks. For general purposes, this is any institution which we know of as a bank or as a provider of banking services.

13) Bounced Cheque - when the bank has not enough funds in the relevant account or the account holder requests that the cheque is bounced (under exceptional circumstances) then the bank will return the cheque to the account holder.

14) Credit Rating - This is the rating which an individual (or company) gets from the credit industry. This is obtained by the individual's credit history, the details of which are available from specialist organisations like CRISIL in India.

15) Credit-Worthiness - This is the judgement of an organization which is assessing whether or not to take a particular individual on as a customer. An individual might be considered credit-worthy by one organisation but not by another. Much depends on whether an organization is involved with high risk customers or not.

16) Interest - The amount paid or charged on money over time. If you borrow money interest will be charged on the loan. If you invest money, interest will be paid (where appropriate to the investment).

17) Overdraft - This is when a person has a minus figure in their account. It can be authorized (agreed to in advance or retrospect) or unauthorized (where the bank has not agreed to the overdraft either because the account holder represents too great a risk to lend to in this way or because the account holder has not asked for an overdraft facility).

18) Payee - The person who receives a payment. This often applies to cheques. If you receive a cheque you are the payee and the person or company who wrote the cheque is the payer.

19) Payer - The person who makes a payment. This often applies to cheques. If you write a cheque you are the payer and the recipient of the cheque is the payee.

20) Security for Loans - Where large loans are required the lending institution often needs to have a guarantee that the loan will be paid back. This takes the form of a large item of capital outlay (typically a house) which is owned or partly owned and the amount owned is at least equivalent to the loan required.

21) Internet Banking - Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by the bank.

22) Credit Card - A credit card is one of the systems of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services.

23) Debit Card – Debit card allows for direct withdrawal of funds from customers bank accounts. The spending limit is determined by the available balance in the account.

24) Loan - A loan is a type of debt. In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. There are different kinds of loan such as the house loan, auto loan etc.

25) Bank Rate - This is the rate at which central bank (RBI) lends money to other banks or financial institutions. If the bank rate goes up, long-term interest rates also tend to move up, and vice-versa.

26) CRR - Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.

27) SLR - SLR stands for Statutory Liquidity Ratio. This term is used by bankers and indicates the minimum percentage of deposits that the bank has to maintain in form of gold, cash or other approved securities. Thus, we can say that it is ratio of cash and some other approved to liabilities (deposits). It regulates the credit growth in India.

28) ATM - An automated teller machine (ATM) is a computerized telecommunications device that provides the clients with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip, that contains a unique card number and some security information such as an expiration date or CVV. Authentication is provided by the customer entering a personal identification number (PIN)

29) REPO RATE: - Under repo transaction the borrower places with the lender certain acceptable securities against funds received and agree to reverse this transaction on a predetermined future date at agreed interest cost. Repo rate is also called (repurchase agreement or repurchase option).

30) REVERSE REPO RATE: is the interest rate earned by the bank for lending money tothe RBI in exchange of govt. securities or "lender buys securities with agreement to sell them back at a predetermined rate".

31) CASH RESERVE RATIO: specifies the percentage of their total deposits the commercial bank must keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit.

32) SLR: known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a prescribed minimum proportion of its demand and time liabilities in the form of designated liquid asset.
OR
"Every bank has to maintain a percentage of its demand and time liabilities by way of cash, gold etc".

33) BANK RATE: is the rate of interest which is charged by RBI on its advances to commercial banks. When reserve bank desires to restrict expansion of credit it raises the bank rate there by making the credit costlier to commercial bank.

34) OVERDRAFT: It is the loan facility on customer current account at a bank permitting him to overdraw up to a certain agreed limit for a agreed period ,interest is payable only on the amount of loan taken up.

35) PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime customers.

36) IFSC: IFSC stands for Indian Financial System Code. It is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system.
ii. This is an 11 digit code with the first 4 alpha characters representing the bank, The 5th character is 0 (zero) and the last 6 characters representing the bank branch.
iii. IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

For ex: SBIN0015986 :
(a) First 4 character SBIN – refers to State Bank of India.
(b) 0 is a control number.
(c) Last six characters (015986) represents the SBI branch name.

37) MICR : MICR stands for Magnetic Ink Character Recognition. MICR Code is a 9 numeric digit code which uniquely identifies a bank branch participating in the ECS Credit scheme. MICR code consists of 9 digits e.g 400229128
i. First 3 digits represent the city (400)
ii. Next 3 digits represent the bank (229)
iii. Last 3 digits represent the branch (128)

The MICR Code allotted to a bank branch is printed on the MICR band of cheque leaves issued by bank branches.

38) Cheque Truncation:
i. Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch.
ii. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house, along with relevant information like data on the MICR band, date of presentation, presenting bank, etc.
iii. Cheque Truncation speeds up the process of collection of cheques resulting in better service to customers, reduces the scope for clearing-related frauds or loss of instruments in transit, lowers the cost of collection of cheques, and removes reconciliation-related and logistics-related problems, thus benefiting the system as a whole.

- Team Information Gallery...

Friday, 21 November 2014

First in the World


1. Chairman of Peoples Republic of China Mao-Tse-Tung

2. President of the Chinese Republic Dr. Sun Yat Sen

3. President of U.S.A George Washington

4. Chinese Traveller to India Fahein

5. Foreign Invader to India Alexander the Great

6. Person to reach South Pole Amundsen

7. Person to reach North Pole Robert Pearey

8. Person in Space Yuri Gagarin

9. Person on Moon Neil Armstrong

10. Lady to climb Mount Everest Junko Taibei

11. European to visit China Marco Polo

12. Place where atom bomb was dropped Hiroshima

13. Man to walk in Space Alexei Leonov

14. Woman cosmonaut in Space Valentina Tereshkova

15. Woman Prime Minister of a country Mrs. Srimavo Bhandarnaike

16. Woman President of a country Maria Estela Peron

17. Woman to Command a Space Mission Colonel Eileen Collins (U.S.A.)

18. The first residents of International Space station Bill Shepherd (USA), Yuri Gidzanko and Sergei Krikalev (Russia)

19. The first blind man to scale Mt. Everest Erik Weihenmayer (USA, May 25, 2001)

20. The first Muslim woman to become the Secretary General of Amnesty International lrine Zubeida Khan

21. The first space astronaut to go into space seven times till date Jerry Ross (U.S.A.)

22. The first South African to become the second space tourist Mark Shuttleworth

23. The first woman Prime Minister of South Korea Ms. Chang Sang

24. The first youngest grandmaster of the world in chess Sergey Karjakin (Ukraine)

25. The first adventurer flying successfully across the English Channel without aircraft Felix Baumgartner (July 2003)

26. China's first man in space Yang Liwei

27. The first Muslim woman to receive Nobel Prize Shirin Ebadi (Nobel Peace Prize 2003)

28. The woman with the highest individual Test score making a new world record Kiran Baloch (Pakistani cricketer, scoring 242 runs playing women's cricket test against West Indies in Karachi in March, 2004)

29. The first woman of the world to climb Mt. Everest four times Lakpa Sherpa (Nepali)

30. The first woman to cross seven important seas of the world by swimming Bula Chaudhury (India)

31. The first aircraft pilot to round the entire world non-stop by his 2 engine aircraft in 67 hours Steve Fossett (March 2005)

32. The first woman to be appointed as a Governor of a province in Afghanistan Habiba Sorabhi

33. The first woman of the world to swim across five continents Bula Chaudhury (India) (April 2005)

34. The first woman athlete to touch 5.0 meter mark in pole vault Ms. Yelena Isinbayeva (Russian, July 2005)

35. The first Hindu Chief Justice of Pakistani Supreme Court Justice Rana Bhagwan Das Took over on Sept. 2, 2005 as Acting Chief Justice

36. The first duly elected woman President of an African country Allen Johnson Sirleaf (elected President of Liberia in Nov. 2005)

37. The first woman Governor of the State Bank of Pakistan Shanshad Akhtar (Appointed in Dec. 2005)

38. The first woman Chancellor of Germany Angela Merkel (Took over in Nov. 2005)

39. The first woman President of Chile Dr. Michelle Bachelet

40. The first woman Prime Minister of Jamaica Portia Simpson Miller (Feb. 2006)

41. The first woman foreign Secretary of England Margaret Backett (May 2006)

42. The first double amputee to scale Mt. Everest Mark Inglis (May 15, 2006)

43. First Cricketer scores two Double centuries in ODI - Rohit Sharma (India, 2013 & 2014)


- Team Information Gallery...

Thursday, 20 November 2014

7 World Wonders - Pictures

7 World Wonders - Pictures

Taj Mahal, India



The Taj Mahal, in Agra, India, is the spectacular mausoleum built by Muslim Mughal Emperor Shah Jahan to honor the memory of his beloved late wife, Mumtaz Mahal.

Construction began in 1632 and took about 15 years to complete. The opulent, domed mausoleum, which stands in formal walled gardens, is generally regarded as finest example of Mughal art and architecture. It includes four minarets, each more than 13 stories tall.

Shah Jahan was deposed and put under house arrest by one of his sons soon after the Taj Mahal's completion. It's said that he spent the rest of his days gazing at the Taj Mahal from a window.


Chichén Itzá, Mexico


Chichén Itzá is possibly the most famous temple city of the Mayas, a pre-Columbian civilization that lived in present day Central America. It was the political and religious center of Maya civilization during the period from A.D. 750 to 1200.

At the city's heart lies the Temple of Kukulkan (pictured)—which rises to a height of 79 feet (24 meters). Each of its four sides has 91 steps—one step for each day of the year, with the 365th day represented by the platform on the top.

The New7Wonders competition was launched in 1999, and the voting process beginning in 2005. Nearly 200 nominations that came in from around the world were narrowed down to 21.

Unsuccessful finalists included the giant statues of Easter Island in the Pacific Ocean; the Kremlin in Moscow, Russia; and the Sydney Opera House in Australia.


Machu Picchu, Peru


One of three successful candidates from Latin America, Machu Picchu is a 15th-century mountain settlement in the Amazon region of Peru.

The ruined city is among the best known remnants of the Inca civilization, which flourished in the Andes region of western South America. The city is thought to have been abandoned following an outbreak of deadly smallpox, a disease introduced in the 1500s by invading Spanish forces.

Hundreds of people gathered at the remote, 7,970-foot-high (2,430-meter-high) site on Saturday to celebrate Machu Picchu's new "seven wonders" status.

The winners were revealed at a soccer stadium in the Portuguese capital, Lisbon, where Machu Picchu reportedly got one of the biggest cheers.

The other two Latin American selections were Christ the Redeemer in Rio de Janeiro, Brazil and Chichén Itzá, Mexico.


Petra, Jordan


Perched on the edge of the Arabian Desert, Petra was the capital of the Nabataean kingdom of King Aretas IV (9 B.C. to A.D. 40).

Petra is famous for its many stone structures such as a 138-foot-tall (42-meter-tall) temple carved with classical facades into rose-colored rock. The ancient city also included tunnels, water chambers, and an amphitheater, which held 4,000 people.

The desert site wasn't known to the West until Swiss explorer Johann Ludwig Burckhardt came across it in 1812.

Jordan has taken the New 7 Wonders competition seriously. Petra is an important attraction in a country where tourism has recently suffered due to troubles in the Middle East region, particularly in neighboring Iraq.

The Jordanian royal family backed a campaign promoting Petra's selection.


The Colosseum, Rome, Italy


The only finalist from Europe to make it into the top seven—the Colosseum in Rome, Italy—once held up to 50,000 spectators who came to watch gory games involving gladiators, wild animals, and prisoners.

Construction began around A.D. 70 under Emperor Vespasian. Modern sports stadiums still resemble the Colosseum's famous design.

European sites that didn't make the cut include Stonehenge in the United Kingdom, the Acropolis in Athens, Greece, and the Eiffel Tower in Paris, France.

The Vatican in Rome accused the competition's organizers of ignoring Christian monuments, none of which was featured among the 20 finalists. Archbishop Mauro Piacenza, head of culture and archaeology at the Vatican, called the omission of sites such as the Sistine Chapel "inexplicable."



Great Wall of China


This newly elected world wonder was built along China's northern border over many centuries to keep out invading Mongol tribes.

Constructed between the fifth century B.C. and the 16th century, the Great Wall is the world's longest human-made structure, stretching some 4,000 miles (6,400 kilometers). The best known section was built around 200 B.C. by the first emperor of China, Qin Shi Huang Di.

The wall was among the winners of the New7Wonders poll announced during a televised ceremony in Lisbon, Portugal. However the Chinese state broadcaster chose not to broadcast the event, and Chinese state heritage officials refused to endorse the competition.

It was a different story for some of the other candidates. In Brazil, for example, President Luiz Inácio Lula da Silva encouraged his compatriots to vote for Rio de Janeiro's mountaintop statue of Jesus Christ.


Christ the Redeemer Statue



The 105-foot-tall (38-meter-tall) "Christ the Redeemer" statue in Rio de Janeiro, Brazil, was among the "new seven wonders of the world" announced July 7 following a global poll to decide a new list of human-made marvels.

The winners were voted for by Internet and phone, American Idol style. The other six new wonders are the Colosseum in Rome, India's Taj Mahal, the Great Wall of China, Jordan's ancient city of Petra, the Inca ruins of Machu Picchu in Peru, and the ancient Maya city of Chichén Itzá in Mexico.

The contest was organized by the New7Wonders Foundation—the brainchild of Swiss filmmaker and museum curator Bernard Weber—in order to "protect humankind's heritage across the globe." The foundation says the poll attracted almost a hundred million votes.

Thursday, 2 October 2014

Are you Genius, Answer it Fast...

Calculate in your mind, Don't use calculator :


Do the following steps :


1. Take 2000

2. Now Add 40

3. Now Add 1000

4. Add 30

5. Again Add 1000

6. Now Add 20

7. Add 1000 again.

8. Add 10.

9. What will u get ???

Saturday, 6 September 2014

The Wonder Of Dabbawalas - Unfolded


The Unknown Story of Mumbai Dabbawalas

To Know see the attachments...




























- Team Information Gallery

Thursday, 4 September 2014

GOVERNORS OF INDIAN STATES 2014




[1] Andhra Pradesh - E. S. L. Narasimhan
[2] Arunachal Pradesh - Nirbhay Sharma
[3] Assam - Janaki Ballabh Patnaik
[4] Bihar - D. Y. Patil
[5] Chhattisgarh - Balramji Das Tandon
[6] Goa - Mridula Sinha
[7] Gujarat - Om Prakash Kohli
[8] Haryana - Kaptan Singh Solanki
[9] Himachal Pradesh - Urmila Singh
[10] Jammu and Kashmir - Narinder Nath Vohra
[11] Jharkhand - Syed Ahmed
[12] Karnataka - Vajubhai Rudabhai Vala
[13] Kerala - P. Sadhasivam
[14] Madhya Pradesh - Ram NareshYadav
[15] Maharashtra - Ch. Vidyasagar Rao
[16] Manipur - Vacant
[17] Meghalaya - Krishan Kant Paul
[18] Mizoram - Vacant
[19] Nagaland –Padmanabha Acharya
[20] Odisha - S. C. Jamir
[21] Punjab - Shivraj Patil
[22] Rajasthan – Kalyan Singh
[23] Sikkim - Shriniwas Dadasaheb Patil
[24] Tamil Nadu - K. Rosaiah
[25] Telangana - E. S. L. Narasimhan
[26] Tripura - Padmanabha Acharya
[27] Uttar Pradesh - Ram Naik
[28] Uttarakhand - Aziz Qureshi
[29] West Bengal- Keshari Nath Tripath


- Team Information Gallery...

Wednesday, 27 August 2014

Interesting Facts You Never Knew



1. The "sixth sick sheik's sixth sheep's sick" is said to be the toughest tongue twister in the English language.

2. If you sneeze too hard, you can fracture a rib. If you try to suppress a sneeze, you can rupture a Blood vessel in your head or neck and die.

3. Each king in a deck of playing cards represents a great king from history.
Spades - King David, Clubs - Alexander the Great, Hearts – Charlemagne, Diamonds - Julius Caesar.

4. Horse Statue in a Park…
· If a statue of a person in the park on a horse has both front legs in the air, the person died in battle.
· If the horse has one front leg in the air, the person died as a result of wounds received in battle
· If the horse has all four legs on the ground, the person died of natural causes.

5. What do bullet proof vests, fire escapes, windshield wipers and laser printers all have in common?
Ans. - All invented by women.

6. A crocodile cannot stick its tongue out.

7. A snail can sleep for three years.

8. All polar bears are left handed.

9. Butterflies taste with their feet.

10. Elephants are the only animals that can't jump.

11. In the last 4000 years, no new animals have been domesticated.

12. On average, people fear spiders more than they do death.

13. Shakespeare invented the word 'assassination' and 'bump'.

14. Stewardesses is the longest word typed with only the left hand.

15. The ant always falls over on its right side when intoxicated.

16. The electric chair was invented by a dentist.

17. The human heart creates enough pressure when it pumps out to the body to squirt blood 30 feet.

18. Rats multiply so quickly that in 18 months, two rats could have over million descendants.

19. Wearing headphones for just an hour will increase the bacteria in your ear by 700 times.

20. The cigarette lighter was invented before the matchstick.

21. Most lipstick contains fish scales.

22. Like fingerprints, everyone's tongue print is different.



- PremKumaR...

Tuesday, 26 August 2014

Know Some Interesting Facts & GK

1. MOPED is the short term for 'Motorized Pedaling'.

2. POP MUSIC is 'Popular Music' shortened.

3. BUS is the short term for 'Omnibus' that means everybody.

4. FORTNIGHT comes from 'Fourteen Nights' (Two Weeks).

5. DRAWING ROOM was actually a 'withdrawing room' where people withdrew after Dinner.

Later the Prefix 'with' was dropped.

6. NEWS refers to information from four directions N, E, W and S...

7. AG-MARK, which some products bear, stems from 'Agricultural Marketing'.

8. JOURNAL is a diary that tells about 'Journey for a day' during each Day's business.

9. QUEUE comes from 'Queen's Quest'. Long back a long row of people as waiting to see the

Queen. Someone made the comment Queen's Quest.

10. TIPS come from 'To Insure Prompt Service'. In olden days to get Prompt service from servants in an

inn, travelers used to drop coins in a Box on which was written. To Insure Prompt Service'. This

gave rise to the custom of Tips.

11. JEEP is a vehicle with unique Gear system. It was invented during World War II (1939-1945). It was

named 'General Purpose Vehicle (GP)'.GP was changed into JEEP later.

12. Coca-Cola was originally green.

13. The most common name in the world is Mohammed.

14. The name of all the continents ends with the same letter that they start with.

15. The strongest muscle in the body is the tongue.

16. TYPEWRITER is the longest word that can be made using the letters only on one row ! of the

keyboard.

17. Women blink nearly twice as much as men!!

18. You can't kill yourself by holding your breath.

19. It is impossible to lick your elbow.

20. People say "Bless you" when you sneeze because when you sneeze, your heart stops for a

millisecond.

21. It is physically impossible for pigs to look up into the sky.